In today’s day and age, it is really not that hard to get a credit card. Unfortunately, this has become a burden to many families that have continued to rack up debt over the years. I am personally terrified of going into thousands of dollars worth of debt, especially for consumer goods. However, there is a good and bad way to use credit. The good news is that if you already have a poor credit score or no credit score at all, there are ways that you can improve it. In this article, I am going to be going over some of the ways that you can do this.
- Pay off all remaining debt
For most people, the reason why they have a poor credit score is that they let themselves go into debt in the first place. For whatever reason, they either missed a payment or couldn’t make the payment when it was due. For some families, this happens month after month. The first step is to pay off all remaining debt. If you have very large debts on credit worth thousands and thousands of dollars, I would recommend using the debt avalanche method. This method is where you pay off the debt with the highest interest rate first. This way, you will pay less over time. If you have smaller debts, I would recommend the debt snowball. It will give you confidence over time. When you are going this, you are living like a college student and minimizing all expenses so that you can tackle this debt.
- Only put things on credit that you can afford
If you can’t pay the bill with cash, you probably shouldn’t be buying it. For beginners, I would recommend only putting minor expenses on credit card that are easy to pay off like gas and grocery bills.
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PRNewswire recently published an article about CEO and Founder of Talk Fusion, Bob Reina, publishing 2 new articles this week on Huffpost. Based in Florida, Talk Fusion is a company that is involved with video marketing. Bob Reina published the articles amidst the night and day rebranding of Huffpost which is a news provider. The 1st article of the week by Bob Reina was titled Promoting with Purpose and How to Understand Your Audience. The article went live a day prior the renaming of The Huffington Post to Huffpost on 24th, April, 2017. The newest article by Bob Reina was titled How to thrive in a Society of Quitters. Learn more: https://www.youtube.com/user/TalkFusionOfficial
After changing its name as well as adding a spin to its mission, the Huffpost hopes to tell stories of individuals who are missing on the conversation. This was according to a letter written by Lydia Polgreen who is the Editor in Chief of Huffpost. The initiatives of Huffpost resonate with the mission of Bob Reina as a contributor as well as the company figurehead of Talk Fusion (https://www.crunchbase.com/organization/talk-fusion). Bob Reina stated that he is a strong believer in the innovation of art and that the growth of a brand is never complete. A philanthropist and a leader, Bob Reina aims at setting up individuals to succeed regardless of their location in the world or even their backstory.
Reina started contributing to the Huffpost in August 2016. He has a diverse contributor platform which highlights lifestyle, entrepreneurship, video technology and marketing, skillful selling, self-development and many others. Bob Reina stated that he was happy to see that the trending platform is now focusing on issues that matter like fulfillment and culture. He added that he looks forward to share more of his insightful articles with the approximately 200 million readers of Huffpost and not only with the customers and associates of Talk Fusion. Learn more: https://www.bbb.org/west-florida/business-reviews/video-conferencing-services/talk-fusion-in-brandon-fl-90033972
Talk Fusion is a company that offers video marketing solutions that are all in one. The company is committed to assisting businesses in standing out from competition while increasing profits and sales. Talk Fusion was started in 2007 by Bob Reina who also serves as the company’s Chief Executive Officer.